Roof Repair and Your Home Insurance: What’s Covered?
Jun 7, 2024
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Understanding your homeowners insurance coverage is crucial for navigating roof repair claims efficiently. Fasto Roofing, located in Mason, OH, provides essential insights into what’s covered under a standard homeowners insurance policy and how to maximize your coverage for roof repairs.
Understanding Homeowners Insurance and Roof Repair Coverage
What Does Homeowners Insurance Cover?
A standard homeowners insurance policy typically covers the repair and replacement of your home and its contents in case of damage from:
Fire, smoke, vandalism, or theft
Extreme weather conditions (lightning, hail, strong winds)
External forces (falling trees, broken wires)
Roof Repair Coverage
Homeowners insurance covers roof repairs if the damage results from natural disasters or sudden accidents. However, it does not cover damage due to neglect, lack of maintenance, or natural wear and tear. Additionally, roofs over